Living Single is fun but significantly challenging. While living single is great, there are some downsides especially on the economic growth of the woman. I have lived alone in Munich for quite sometime now. I believe in growth in every aspect of life especially economic growth. When this does not happen, You think probably, There is something you aren’t doing right or you aren’t working hard enough.
As a single person in Munich, I dream of preparing for the future, such as retirement, buying a house and being able to afford a nice vacation at least once or twice a year. In addition to that, I also wish I could afford various health and self-care services that are not covered by my insurance. With all of that being said, the economic situation of being single and living single pulls me back quite a bit. I think it is so unfair that society places such a responsibility on Singleton.
I live in a studio apartment, at least that’s what I can afford for now. I want more space and more comforts to enable me plan more and organise better. Being unable to do so because of the high cost of things and the government policies makes me feel my dreams seems unrealistic.
Tax system pushes singles harder to get married and stay married – This may sound weird, but it’s true. I am and have experienced an impact of the tax system on singles. Why do I have to pay so much for living alone? Isn’t that unfair to someone who lives alone and is never a burden on the government to pay more taxes? On the contrary, married people who pay taxes together pay less. What a world! Do I have to get married because I want to pay less taxes?
Huge rental costs – if you live in Munich, the high cost of rent will send you for an electrocardiogram (ECG) examination. The cost of a comfortable one-bedroom apartment ranges from 800 to 1200 euros, and that’s if you can get one to look at. If you are single, homeowners are reluctant to rent to you. They believe that if something happens to you, no one would pay the rent. They prefer to rent to married couples or singles with children. The disappointing part of it all is that the government, of course, comes to their rescue with lots of incentives.
High Income tax – it’s my monthly, never-ending nightmare. A significant portion of my paycheck is deducted each month. Single people in Germany pay more taxes than married couples and unmarried mothers with children. This makes the economy one that seems to favor those who make babies. Married people with children are more likely to call in sick to work because of their domestic situation, yet they are still favored. I work really hard. The most unfair thing is to have to work hard and not be fairly rewarded for it. I have nothing against married people and single parents. The thought of having to do all the work and feeling unfairly treated is the apple of discord.
With a huge downturn in the economy, high cost of living, inflation, not to mention social life and unexpected expenses for emergencies, it will be hard for a working single to save. This may sound pessimistic, but I really have already given up on owning a home. Besides, for women, getting older is more expensive than for men, and most of these costs are not covered by health insurance or subsidised, As to what the future holds for me, it’s yet unknown. I live as the day comes. Should I resign myself to living in rent for the rest of my life? The reality is that the dream of buying a house in Munich is a big deal. Even for some married couples, it doesn’t seem feasible. Houses are expensive. I don’t know if I’ll ever be financially able to do it. It’s much easier for married couples, with a smart financial plan they can both realize their dream. I don’t have anyone to split the bill with. I pay everything on my own and also pay more to the government without getting any incentive. That makes it harder to save.
On the other hand, there is more to consider due to changes in life expectancy. And that also means more money. You need private health care to have an average level of comfort in retirement. To do that, you need more income streams. If one is not adequately rewarded for one’s hard work, one is forced to cut back on spending. This lack of social support could lead to more people in the population having mental and physical health problems that then need to be addressed by public health services.
In summary, more and more women are voluntarily choosing to live as singles. There are many reasons for this: compatibility, divorce, domestic violence, culture, death of partner. Should people be punished for being single? I mean, it’s also not certain that women who live with a partner today will live with their partner forever, assuming that men die earlier than women. This means that the woman is single again and has to take care of many things. As long as we don’t change the idea that marriage is for better or worse and indirectly linked to violence. Then we are all still in the same situation. I think measures should be taken to give more support to single women – unmarried, not yet married, divorced and widowed. What is good for the goose is also good for the gander.
